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If you are a first time buyer, you may feel a bit of all buzzwords flying real estate around you overwhelmed. The pre-approval, land transfer, mortgage insurance, which are all phrases that are heard passing through the home buying process. But one of the most important words you hear is the title of the property. [...]

Is this an unnecessary expense? No, absolutely not! A change of ownership of land, which requires a formal transfer of a title carries the risk that the title is defective. The policy of title insurance is guaranteed protection against loss of real estate titles. In fact, the policy of title insurance is one of the [...]